Financial Services Volkswagen |work| May 2026

Volkswagen Financial Services (VWFS) is a global provider of automotive financial solutions, including dealer and customer financing, leasing, banking, and insurance activities

Sources: Company reports, 2023
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2. Key Figures (FY 2023 / early 2024)

• Total Assets: ~€250 billion
• New Contracts: ~7.4 million
• Penetration Rate: ~35–40% of all Volkswagen Group vehicles delivered are financed/leased by VW FS
• Operating Profit (2023): ~€5.7 billion (up ~30% from 2022)
• Employees: ~18,000 globally
• Markets: 45+ countries, with strongest presence in Europe, North America, China (through joint ventures), Brazil, and India

Volkswagen Financial Services (VW FS) is a global financial institution that provides a range of financial products and services to customers in over 50 countries. With a strong presence in major markets, VW FS offers financing solutions for private and commercial customers, including: Volkswagen Financial Services (VWFS) is a global provider

✅ Diversified Revenue

• Not reliant on interest income alone; insurance and maintenance packages add stable non-interest income.